Our most frequently asked questions. Interested in learning more? Contact us directly.
When did Fortunafi launch?
We launched in 2020, launching our first pool on Centrifuge’s Tinlake in December 2021.
Why should borrowers access capital from Fortunafi?
We offer a lower cost of capital and a more flexible funding structure than legacy capital market incumbents. Borrowers can get access to funds in days vs. a traditional lender that could take weeks.
Where does the yield come from?
The yield comes from Real World Assets that generate cash flows. Fortunafi Series 1 consists of Revenue Based Financing (RBF) assets, Fortunafi Series 2 consists of institutional loans.
What are Revenue Based Financing (RBF) assets?
Revenue Based Assets — or RBF — is a type of financial capital provided to small or growing businesses in which investors inject capital into a business in return for a fixed percentage of ongoing gross revenues, with payment increases and decreases based on business revenues, typically measured as monthly revenue. Payments are equal to 1-10% of your monthly revenue, and stop if the business buys out the investment for 1-3x the investment amount.
Who can invest in Fortunafi pools?
Fortunafi welcomes all accredited investors from US and international domiciles who have successfully been onboarded with us via Securitize iD – our trusted partner for KYC/AML verification process. Following a successful verification process, Fortunafi’s prospective investors can connect their wallet on Tinlake (Centrifuge) and use DAI to complete an investment into the pools.
How are tokenized assets different than on-chain securities?
Tokenized assets are issued digital tokens deployed on a blockchain that represent either digital or physical assets, but are not existing investment securities. On-chain securities are investment products that live on a blockchain in the form of a digital token.
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